We invite members to use the Application below. Just complete the areas that apply and follow the instructions. When finished, click the I Agree button to send the Application to the Credit Union for processing. If you have specific comments or questions please use the box provided.
What's your next step? Print the Loan Application and
the Disclosures. Please read and retain this material for your records.
Several other methods exist for members to apply for a loan. Our Service Centers have Loan and Visa Applications. You may also E-mail us on our Contact Us page and ask for an application to be mailed or faxed to you.
Your application will be processed within
1-2 business days. After your application is processed you will receive a response by E-mail, or by phone, which ever you request. If your request is approved, you must sign for your loan by mail or in person.
Required fields are marked with an asterisk (*)
Income and Employment Information ( All income needs to be verified)
Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying the obligation.
If less than 2 years at current employer, please list previous employment information
in the "Other Information" box at bottom of application.
In addition to rent or mortgage, list all Applicant and Co-Applicant debts (for example, auto loans, credit cards, second mortgage, home association dues, child care, IRS liabilities, etc.) Please use a separate line for each credit card and auto loan.
Please check the box to the right of the items below which will be paid off with your loan request.
Nearest Relative not residing
Have you ever filed a Bankruptcy petition?*
Are you presently employed and able to perform the regular duties your employment?*
Are you liable for alimony, child support, or maintenance payments?*
No Amount Per Week $
Loan & Visa
[I Agree] below, I/we agree to the following: I/we certify that the information
on this Loan Application is complete, true and submitted for the purpose
of obtaining the accounts and services requested. You agree: (a) that the
Credit Union can use credit reporting agencies or otherwise verify the
information on this Loan Application for the purpose of extending credit
or services to you or reviewing or collecting a credit account of yours;
(b) that the Credit Union can tell others about its credit experience
with you and obtain information from others about your credit history
and financial performance; and (c) that the Credit Union may request
updated financial information from time to time, that the Credit Union
will record such information if it is not given in writing and that the
Credit Union will rely on such information as if it were included in
this application. You agree that your account will be subject to the
terms and conditions of the Loan Liner Note, Security Agreement and Disclosure
Statement. If a credit card is issued to you and you use the card (or
its account number) or authorize its use, you agree that such will constitute
your agreement to the terms of the cardholder agreement that you receive
from the credit union. You grant us a security interest in all of your
Credit Union shares in account number above to secure your obligation.
VISA ACCOUNT DISCLOSURE
Annual Percentage Rates for purchases
Grace period for repayment of balances for purchases
Method of computing the balance for purchases
Minimum finance charge
As low as
APR. Visa Platinum with Award Points -----------
As low as 8.99% APR. Visa Platinum No Award Points
Average daily balance(including new purchases)
Over limit fee: $10
Late fee: 10% of past due amount or $10, whichever is less