|
Fees
Effective January 1, 2012 |
| Regular Share Account: |
Monthly Maintenance Fee
If average monthly balance less than $100.00, fee is $1.00 |
$ 0.00 |
Checking Accounts: |
| Premium Checking Monthly Maintenance Fee if combined checking / savings average monthly balance less than of $1,000.00, fee is $5.00 |
$ 0.00 |
| FREE Checking Monthly Maintenance Fee |
$ 0.00 |
| Value Checking Monthly Maintenance Fee |
$ 1.00 |
|
Returned Check Fee, per check
Courtesy Pay Fee, per check |
$25.00
$28.00 |
| Stop Payment Order Fee, per check |
$25.00 |
|
Premium & FREE Checking Supply Order: Standard checks
Value Checking Supply Order (Member checks) |
Free
Cost |
|
Cancelled Check Copy Fee, per check
(Free via Virtual Branch) |
$ 5.00 |
Credit Union Official Check Fees: |
| Loan Disbursement |
No Charge
|
|
Share Withdrawal (Main Office)
Less than $50.00 |
$ 1.00
$ 2.50 |
|
Share Withdrawal (Service Center)
Less than $50.00 |
$ 1.00
$ 2.50 |
|
Telephone Banking, per check
Less than $50.00
Share Withdrawal (Mailed), per check
Less than $50.00 |
$1.00
$ 2.50
$ 3.00
$4.50 |
|
Stop Payment / Replacement |
$25.00 |
ATM/Debit Cards: |
| Deposit Transaction |
No Charge |
| Withdrawal Transaction at 23 Broadway, Arlington, MA |
No Charge |
| Withdrawal Transaction at SUM, NYCE, COOP, or Visa ATM's |
$ 1.00* |
| Point-of-Sale Transactions (P.O.S.) Choosing Debit and entering your PIN |
$ 1.00* |
| Point-of-Sale Transactions (P.O.S.) Choosing Credit and signing your name |
No Charge |
| |
|
| Initial ATM/Debit Card |
No Charge |
|
ATM/Debit Card Replacement (Lost Card)
Overdraft, per item |
$ 10.00
$ 28.00 |
* Premium & FREE Checking Members: first four (4)/ month free
Note: If you use an automated teller machine (ATM) that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. (Gramm-Leach-Bliley Act, a/k/a Financial Services Modernization Act of 1999.) |
|
Other: |
| Returned Deposited/Cashed Check (First Presentation) |
$10.00 |
| Returned Deposited/Cashed Check (Second Presentation) |
$15.00 |
| Returned ACH Item, per item |
$28.00 |
| ACH Item Origination |
$10.00 |
| Bill Pay Monthly fee (waived with one bill paid monthly) |
$ 5.00 |
| Wire Transfers (Outgoing) |
$20.00 |
| Wire Transfers (Incoming) |
No Charge |
| Overnight Delivery |
$25.00 |
| Subpoena/Levy Attachments |
$25.00 |
| Abandoned Property Processing, per account |
$25.00 |
|
Account Statement Copy, per month
(Free via Virtual Branch) |
$ 5.00 |
| Account Reconciliation/Research, per hour |
$25.00 |
|
Inactive Account Closing Fee
(Account balance below $5.00 minimum for several months) |
$5.00
|
