Effective January 1, 2012

Regular Share Account:
Monthly Maintenance Fee
If average monthly balance less than $100.00, fee is $1.00
$ 0.00

Checking Accounts:
Premium Checking Monthly Maintenance Fee if combined checking / savings average monthly balance less than of $1,000.00, fee is $5.00 $ 0.00
FREE Checking Monthly Maintenance Fee $ 0.00
Value Checking Monthly Maintenance Fee $ 1.00

Returned Check Fee, per check

Courtesy Pay Fee, per check



Stop Payment Order Fee, per check $25.00

Premium & FREE Checking Supply Order: Standard checks

Value Checking Supply Order (Member checks)




Cancelled Check Copy Fee, per check

(Free via Virtual Branch)

$ 5.00

Credit Union Official Check Fees:
Loan Disbursement


No Charge


Share Withdrawal (Main Office)

Less than $50.00

$ 1.00

$ 2.50


Share Withdrawal (Service Center)

Less than $50.00


$ 1.00

$ 2.50


Telephone Banking, per check

Less than $50.00

Share Withdrawal (Mailed), per check

Less than $50.00



$ 2.50

$ 3.00



Stop Payment / Replacement



ATM/Debit Cards:
Deposit Transaction No Charge
Withdrawal Transaction at 23 Broadway, Arlington, MA No Charge
Withdrawal Transaction at SUM, NYCE, COOP, or Visa ATM's $ 1.00*
Point-of-Sale Transactions (P.O.S.) Choosing Debit and entering your PIN $ 1.00*
Point-of-Sale Transactions (P.O.S.) Choosing Credit and signing your name No Charge
Initial ATM/Debit Card  No Charge

ATM/Debit Card Replacement (Lost Card)

Overdraft, per item

$ 10.00

$ 28.00

* Premium & FREE Checking Members: first four (4)/ month free
Note: If you use an automated teller machine (ATM) that is not operated by us, you may be charged a fee by the operator of the machine and/or by an automated transfer network. (Gramm-Leach-Bliley Act, a/k/a Financial Services Modernization Act of 1999.)

Returned Deposited/Cashed Check (First Presentation) $10.00
Returned Deposited/Cashed Check (Second Presentation) $15.00
Returned ACH Item, per item $28.00
ACH Item Origination $10.00
Bill Pay Monthly fee (waived with one bill paid monthly) $ 5.00
Wire Transfers (Outgoing) $20.00
Wire Transfers (Incoming) No Charge
Overnight Delivery $25.00
Subpoena/Levy Attachments $25.00
Abandoned Property Processing, per account $25.00

Account Statement Copy, per month

(Free via Virtual Branch)

$ 5.00
Account Reconciliation/Research, per hour $25.00

Inactive Account Closing Fee

(Account balance below $5.00 minimum for several months)



New England Teamsters Federal Credit Union